Date: 8 months ago   Category: Finance

Gref expects essential decrease in an average rate on a mortgage by the end of the year — Rambler News Service


Photo: Grigory of Sysoyev/RIA Novosti Sberbank refinances every year 15-20% of the old mortgage portfolio at the new rates, within a year the average rate on a mortgage can be significantly lowered due to reduction of peak rates on old mortgage loans, the head of Sberbank German Gref has said during the meeting with the President of Russia Vladimir Putin. "Every year about 15-20% of the old mortgage portfolio are refinanced at the new rates therefore, I think that eventually within a year, probably, we will significantly lower an average rate on a mortgage due to decrease in such peak rates which develop on old mortgage loans" — he has told. Gref has added that now the average rate on a mortgage in Sberbank is "nine with small percent". "Is below, is above. The old mortgage portfolio is gradually refinanced too. We have, naturally, old credits on 12–13 percent. But we refinance them now", - the head of Sberbank has explained. In June of the current year the President of Russia Vladimir Putin has expressed the need aspirations to decrease in an average rate on a mortgage to the size of 7% per annum.

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