Date: 10 months ago   Category: Finance

The average size of a microloan in the II quarter has decreased by 22,8% — up to 9,5 thousand rubles — Rambler News Service


The average size of a microloan in the II quarter 2018 was reduced by 22,8% in comparison with the same period of last year and was 9,5 thousand rubles, the National Bureau of Credit Histories (NBCH) reports. In the II quarter 2017 the average size of a microloan was 12,3 thousand rubles. It is noted that the biggest decrease in the average size of a microloan in the II quarter 2018 is in annual terms recorded in Altai and Primorsk edges (decrease by 33% and 30,7% respectively), Volgograd (decrease by 29,5%), Vladimir (decrease by 29,5%) areas and the Republic of Tatarstan (decrease by 28,7%). The greatest value of the average size of a microloan during the reporting period is recorded in Moscow (16,9 thousand rubles), the Moscow region (13,9 thousand rubles), St. Petersburg (13 thousand rubles), Khanty-Mansi Autonomous Okrug (10,5 thousand rubles) and the Bryansk region (10,1 thousand rubles). The lowest indicator of the average size of a microloan is recorded in the II quarter of the current year in Zabaykalsky Krai (7,1 thousand rubles), the Kemerovo region (7,1 thousand rubles), Altai Krai (7,1 thousand rubles), the Udmurt Republic and the Kirov region (7,6 thousand rubles and 7,7 thousand rubles respectively). "In our opinion, are the main reasons of decrease in the average size of a microloan the competition from banks (first of all, regarding increase in delivery of credit cards) and also reduction of real income of those segments of borrowers at which business of microfinancial institutions is aimed" — words of the CEO of NBKI Alexander Vikulin are cited in the message.

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