Date: 6 months ago   Category: Finance

The Central Bank will begin to collect data on a debt load of borrowers of banks in the nearest future — Rambler News Service


In the nearest future banks will begin to provide to the Central Bank these estimates of a debt load of borrowers, the first vice-president of the Central Bank Ksenia Yudayeva told journalists. "Already in the nearest future banks will begin to provide it without standard. We will collect this information. A problem in what: banks of many had the methodology of calculation of PTI (payment-to-income is RNS comment), but it differed a little both between banks, and from that methodology of the general about which we agreed now. Therefore some time is necessary in order that banks reconstructed systems and began to collect information on this new methodology" — she told. In 2017 the Central Bank developed the concept of calculation of an indicator of a debt load of natural persons. It is determined as the relation of monthly payments of the borrower by all outstanding credits and loans, including again issued credit (loan), to average monthly income in six months.

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