Date: 8 months ago   Category: Finance

The Ministry of Finance commented on offers on change of tariffs CMTPL — Rambler News Service


Photo: Donat of Sorokin/TASS the bill of change of tariffs CMTPL Introduced by the Ministry of Finance in the government assumes granting to insurers the right to define approach of base rates of insurance tariffs and reforming of system a bonus-malus, the press service of the Ministry of Finance reported. "At the first stage the bill offers granting the right to insurers to independently define approach to application of base rates of insurance tariffs within their maximum and minimum values regulated by the Bank of Russia. At the same time the concrete value of a base rate will consider experience of the driver, the nature of driving, existence of numerous gross violations of traffic regulations. Besides, the bill provided reforming of system a bonus-malus – for an exception of cases, assignment to the driver of the vehicle of various classes, values of this coefficient and "zeroing" of history of driving upon purchase of the new car" — told in department. At the following stages the bill provides an exception of coefficients of the insurance tariffs depending on engine capacity since September 1, 2019 and also from the territory of primary use of the vehicle since September 1, 2020. In this regard it is offered to give to insurers an opportunity to apply wider tariff corridor on a base rate, in comparison with established to the Central Bank — since September 1, 2019 for 30%, and since September 1, 2020 for 40%. The Central Bank will receive powers on control of validity of the tariffs CMTPL applied by insurers not to allow their unjustified overestimate. The Ministry of Finance expects that implementation of these offers will not lead to significant growth in an average premium to contracts CMTPL. Earlier Vedomosti reported that the Ministry of Finance will allow to establish from September 1, 2019 to September 1, 2020 the cost of the policy of the CMTPL 30% lower or above basic tariffs of the Central Bank, and with and since September 1, 2020 – 40% lower or above.

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