Date: 5 months ago   Category: Finance

TWINO: millions of Russians can lose loans to salary — Rambler News Service


Photo: Интерпресс / PhotoXPress.ru the Offer of the Central Bank to limit rates on the credits at the level of 1% a day will deprive millions of Russians of an opportunity to obtain loans to salary, RNS through the press service the CEO of the TWINO financial technical-group (IFI "Е owns I will jam" and Monez) Svetlana Gaydukova has reported. "The companies will be forced to reduce strongly the level of approval of loans to increase quality of the entering flow of borrowers. Only those clients whose credit history, is as close as possible to the level of the bank user will be able to obtain loans. An opportunity to obtain a loan to salary will be lost by millions of people" — Gaydukova has told. She has explained that innovations, first of all, will be reflected on offline - the companies where the interest rate is higher. "First of all, such innovation will be reflected on offline - the companies where the interest rate is higher, than at the technological companies which work in the online sector. It and is clear, at online players operating expenses are lower. But it will strongly affect all players. By our estimates, these restrictions will reduce profitability more than twice" — Gaydukova has noted. He I have noted that a number of the companies which won't be able to work by new rules will go to "a gray zone". As have reported to RNS in the press service of the Central Bank that the regulator suggests to make amendments to the laws "About a Consumer Loan (Loan)" and "About Microfinancial Activity and the Microfinancial Organizations" according to which the rate on the credits and loans will be limited at the level of 1,5% a day, and since July 1, 2019 — at the level of 1%.

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